Key Highlights of Standard Chartered Bank Digismart Credit card

Axis Bank My Zone Credit Card
Best Suited for  Travel and Online Shopping
Monthly Fee Rs. 49 (waived off on spending Rs. 5,000 in a calendar month)
Minimum Income Requirement Rs. 50,000 per month
Welcome Benefits 20% discount (up to Rs. 750) on domestic flight bookings
Best Feature 20% off on online shopping and flight bookings
The Money Fair Rating ★★★★(4/5)

Welcome Benefits

  • Get 5% cashback on all your online shopping transactions up to a maximum of Rs. 1,500 per month.
  • Enjoy up to 10% discount on dining bills.
  • Get up to 10% discount on movie tickets.
  • Avail zero annual fee for the first year and a nominal fee of Rs. 99 for the subsequent years.
  • Get complimentary access to over 500 airport lounges across the world.
  • Enjoy up to 25% discounts on hotel bookings.

Other Benefits of Standard Chartered Bank Digismart Credit card

  • Cashback rewards: Standard Chartered Bank Digismart Credit Card provides cashback rewards on all purchases made using the card. These cashback rewards can be redeemed for discounts on future purchases.
  • Reward points: Standard Chartered Bank Digismart Credit Card also provides reward points for every purchase made using the card. These reward points can be redeemed for various rewards such as free flights, hotel stays, and shopping vouchers.
  • Low interest rate: Standard Chartered Bank Digismart Credit Card offers a low interest rate on all purchases made using the card. This helps in saving on interest expenses and makes it easier to manage monthly payments.
  • Online access: Standard Chartered Bank Digismart Credit Card also provides online access to its customers. This allows customers to easily manage their credit card accounts and make payments online.
  • Fraud protection: Standard Chartered Bank Digismart Credit Card also provides fraud protection to its customers. This helps in protecting customers from fraudulent transactions and unauthorized charges.

Credit Card Ho Toh Aisa!

It’s not just a credit card, it’s a rewards card!

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Standard Chartered Bank Digismart Credit card: Fees & Charges

The fees and charges applicable to Standard Chartered Bank Digismart Credit card are mentioned below:

Type of Fee/ Charge Amount

Monthly Fee

Rs. 49 (waived off on spending Rs. 5,000 in the previous calendar month)

Finance Charges

3.75% p.m. (45% p.a.)

Late Payment Fee

  • For Statement Balance:
  • Up to Rs. 100 – Nil
  • Rs. 101 to Rs. 500 – Rs. 100
  • Rs. 501 to Rs. 5,000 – Rs. 500
  • Rs. 5,001 to Rs. 15,000 – Rs. 700
  • Rs. 15,001 to Rs. 25,000 – Rs. 800
  • Above Rs. 25,000 – Rs. 1,200

The Standard Chartered Bank Digismart Credit card is a great choice for those who want to earn rewards on their everyday purchases. It offers a wide range of benefits, including cashback on select purchases, a rewards program, and a low annual fee. However, it is important to consider the other cards available on the market before deciding if the Standard Chartered Bank Digismart Credit card is the right one for you. It is important to read the terms and conditions associated with the card to make sure that it is the right fit for your financial goals. Additionally, it is important to compare the features, benefits, and fees associated with the different cards to determine which one is the best fit for your needs.

The decision to apply for any credit card should be based on your individual financial needs and goals. It's important to compare the features, benefits, and fees of a Standard Chartered Bank Digismart Credit Card with other credit cards available to you before making a decision. Additionally, it is important to understand the features of the credit card, such as the interest rate, rewards program, minimum payments, and other fees associated with the card. Ultimately, it is up to you to decide if a Standard Chartered Bank Digismart Credit Card is the right choice for you.

Click here to apply for this credit card. 

Criteria
  • Age
  • Occupation
  • Minimum Income
  • 21 to 65 years 
  • Available to both Salaried and Self-employed
  • Rs. 50,000 per month

Q.  How can I apply for Standard Chartered Bank Digismart Credit card?

A. You can apply for the Standard Chartered Bank Digismart Credit Card online. Visit the bank's website, click on the 'Credit Cards' tab, and then select the 'Digismart Credit Card' option. Fill in the details and submit your application. The bank will review your application and contact you to inform you about the status of your application.

Q. How can I check the application status of my Standard Chartered Bank Digismart Credit card?

A. To check the status of your Standard Chartered Bank Digismart Credit card application, you can visit the bank's official website and log in to your account. From there, you can view the status of your application under the "My Cards" section. Alternatively, you can also contact the bank's customer service helpline to inquire about the status of your application.

Q.  I don’t have an account with Axis Bank. Can I apply for Standard Chartered Bank Digismart Credit card?

A. No, you cannot apply for a Standard Chartered Bank Digismart Credit Card if you do not already have an account with the bank.

Q. What should I do if I Iose my Standard Chartered Bank Digismart Credit card?

A. If you have lost your Standard Chartered Bank Digismart Credit card, you should contact the bank immediately to have your card blocked. You should also inform the bank of the loss of your card as soon as possible in order to avoid any fraudulent transactions. The bank will then issue you a replacement card.

Q. Can I convert my Standard Chartered Bank Digismart Credit card purchases into EMIs?

A. Yes, you can convert your Standard Chartered Bank Digismart Credit card purchases into EMIs, subject to the terms and conditions of the bank. Please contact the bank for more details.